Justin R. Christmas, CFP®, AAMS®, CRPS®
Wealth Advisor
justin@txwealth.com
I’ve always had a passion for problem solving and mathematics, though it took me some time to discover how to apply that passion in a meaningful way. Growing up, I was inspired by the hard work and determination of my family. My grandparents picked cotton and worked manual labor jobs throughout their lives, always reminding me how important education is and encouraging me to pursue it relentlessly. My parents were the first in our family to move into the city and build careers in the petrochemical industry—earning enough to begin saving and planning for the future.
That foundation shaped the way I view my role as a financial advisor today. I feel fortunate to have found a career that allows me to combine my passion for numbers with a deeper purpose: helping families like mine pursue their financial goals with confidence. Many of my clients work in the same industries my family did, and I consider it a privilege to guide them through the planning process—from identifying their goals to building customized strategies and managing investments with long-term goals in mind.
I worked in banking throughout college and graduated from the University of Houston in 2011 with a bachelor’s degree in economics and mathematics. In 2023, I earned the CERTIFIED FINANCIAL PLANNER® designation to deepen my knowledge and better serve my clients through a full financial planning process that includes retirement, tax, legacy, and insurance strategies.
My wife, Hannah, and I live in the Mont Belvieu area with our son and daughter. When I’m not working, you can find us at the gym most days (thanks to my wife’s motivation) or spending time outdoors, often on the golf course.
Bailey K. Byford, CFP®, MLS
Wealth Advisor
bailey@txwealth.com
When I graduated from Texas A&M University, I wasn’t entirely sure what I wanted to do with my economics degree and had always assumed I would go to law school. When I accepted a position with a financial firm in Denver, I was excited for the opportunity to learn something completely new—but it was there that I found my passion.
While I did eventually graduate from Texas A&M School of Law in 2025, I earned a Master’s in Legal Studies with an emphasis in Wealth Management rather than a JD. I take great pride in the opportunity to help clients and their families build legacies that last.
I also hold the Certified Financial Planner™ designation and often wonder if there will ever be a day I stop truly learning. As a first-generation college graduate, it is important to me—and to my parents—to be the best that I can be.
When I am not in the office, I enjoy spending time with my husband, Blake, and our children, Charlie and Clara, whether outdoors or on the boat fishing. I am an avid hobby connoisseur and usually have a few projects I'm working on or my nose stuck in a book.